Hardship Letter in Support of Bankruptcy Filing

This professionally written letter template allows individuals filing for bankruptcy to explain the personal and financial hardships that led to their decision. Judges and trustees often appreciate context when evaluating a bankruptcy petition, and creditors may request supporting letters to assess settlement offers or debt discharge requests.

This document includes:

• Clear and respectful language outlining hardship circumstances

• Sections to describe job loss, medical issues, divorce, or other financial stressors

• Statement of last-resort reasoning for filing bankruptcy

• Editable Microsoft Word format for easy customization

Use this letter to convey sincerity, demonstrate good faith, and strengthen the overall tone of your bankruptcy case submission.